Privacy Policy - Mango Finance
Overview
Mango Finance ("we," "us," "our," or "the App") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
Developer
Majharul Dev
Contact Email
majharul.workplace@gmail.com
Key Privacy Principles
We believe in:
1. Information We Collect
1.1 Information You Provide Directly
Financial Information:
- Transaction amounts (income, expenses, transfers)
- Transaction dates and times
- Transaction categories and descriptions
- Transaction notes
- Account names and types
- Account balances
- Budget amounts and limits
- Debt amounts and payment history
- Creditor/debtor names
- Phone numbers of people in your debt records
Personal & Usage Information:
- Names of people you track debts with
- Phone numbers associated with debts
- User-selected preferences and settings
- App interaction data (which features you use)
- User preferences (currency, language, theme)
- Settings you customize
- Dates of app usage (timestamps)
1.2 Information NOT Collected
We do NOT collect:
2. How We Collect Information
2.1 Direct Collection
When you create accounts, add transactions, set budgets, track debts, configure settings, or optionally import contacts.
2.2 Automatic Collection
We automatically record when you use the app, features you interact with, and your local app preferences with timestamps.
2.3 Third-Party Data
We do NOT receive data from third parties, use analytics, tracking libraries, ad networks, or social SDKs.
3. How We Use Your Information
3.1 Legitimate Uses
Core Functionality
Track transactions, manage accounts, calculate budgets, and store data locally.
Experience
Remember settings, personalize features, and show data in your language/theme.
Maintenance
Ensure stability, fix bugs, optimize performance, and provide updates.
3.2 What We DON'T Do
We do NOT sell your data, share with marketers, use for targeted ads, track across apps, or use for profiling/credit decisions.
4. Data Storage & Security
4.1 Where Data is Stored
All data is stored locally on your device:
- Database: SQLite database in app's private directory
- Settings: Android SharedPreferences (encrypted by OS)
- Location: /data/data/com.example.mango_finance/
- Access: Only accessible to Mango Finance app
4.2 Security Measures
- ✅ App private directory storage
- ✅ SQLite local access only
- ✅ OS-level SharedPreferences encryption
- ✅ Zero network data transmission
4.3 Data Retention
- ✅ Data stored as long as you have the app
- ✅ Immediate permanent deletion on request
- ✅ Zero server-side data retention
5. Data Sharing & Disclosure
5.1 No Data Sharing
We share your data with NO ONE. It stays private on your device.
5.2 No Third-Party Services
No analytics, crash reporting, ads, cloud storage, or social SDKs are used.
5.3 Required Disclosures
We may disclose information if required by law, court orders, or for safety/legal processes.
6. Permissions & How We Use Them
6.1 Permissions Requested
READ_CONTACTS (Android)
To import names for debt tracking. Only used when triggered by the user.
POST_NOTIFICATIONS (Android 13+)
For future reminder features. Currently disabled in v1.0.0.
6.2 Permissions NOT Requested
We don't request Location, Camera, Microphone, Calendar, SMS, or Storage access.
7. User Rights & Data Control
7.1 Your Rights
- ✅ Access: View all your data anytime
- ✅ Correct: Edit any info provided
- ✅ Delete: Remove all data permanently
- ✅ Port: Export to CSV or PDF
- ✅ Opt-out: Disable permissions anytime
7.2 Exercise Your Rights
8. Children's Privacy
8.1 Under 13
Not designed for children under 13. We comply with COPPA and delete any data discovered from this age group.
8.2 Ages 13-17
Safe to use with full privacy protection and no advertising. Parents can monitor usage.
9. International Data Protection
9.1 GDPR (European Union)
Full rights to access, rectification, erasure, and portability. Legal basis: Legitimate interest and user consent.
9.2 CCPA (California)
Rights to know, delete, and non-discrimination. We do not sell data.
9.3 Other Jurisdictions
Compliant with laws in India, Canada (PIPEDA), Australia, UK, Brazil (LGPD), and more.
10. Data Breaches & Security Incidents
10.1 Security Measures
Local storage only, OS encryption, zero transmission, and regular security updates.
10.2 If a Breach Occurs
Very low risk due to local storage. In case of discovery, we will notify users and provide remediation steps.
11. Updates to This Policy
We update this policy for clarity or legal compliance. New versions will be posted here with updated dates.
12. Contact Us
Email for any privacy concerns:
majharul.workplace@gmail.com
Response time: 24-48 hours
13. Legal Information
13.1 Disclaimer: Provided "as is". No warranties about completeness.
13.2 Jurisdiction: Governed by laws of the developer's jurisdiction.
13.3 Entire Agreement: Constitutes the complete agreement regarding privacy.
14. Summary
| Aspect | Description |
|---|---|
| What We Collect | Transaction data, accounts, budgets, debts, preferences, usage data. |
| How We Store It | 100% locally on your device in encrypted database. No cloud. |
| What We Don't Do | No selling, no sharing, no tracking, no ads, no profiling. |
| Your Control | Delete/Export anytime, disable permissions, edit data anytime. |
Approval Compliance
"Thank you for trusting Mango Finance with your financial information." 🥭
© 2026 Majharul Dev. All rights reserved.
Policy Version: 1.0.0 (Updated March 18, 2026)